Securing a VA loan with bad credit is not impossible, however it is typical for all loan providers to possess an even more credit that is stringent.

This post ended up being motivated by VA Loans Insider audience Mary Ann Parker, whom inquired about securing a VA loan with bad credit. In reality, probably one of the most common concerns we get is, “could i get a VA loan with bad credit?”

The answer that is short yes, you’ll be able to get a VA loan with bad credit. For VA loans, borrowers usually require a FICO rating of at the least 660, however the VA does not mandate a minimal credit history requirement plus some loan providers can be happy to get below that cutoff.